Bayan Credit Reports provide essential and comprehensive information on your business clients, drawing from trusted Saudi government sources such as the Ministry of Commerce, Ministry of Justice, and Ministry of Human Resources and Social Development. They also include conventional credit and trade credit data from banks, financial institutions, Saudi companies, funds, and leading financial institutions, giving you the clarity you need to make informed decisions.
Bayan empowers Saudi businesses with active commercial registrations to navigate the commercial landscape with confidence, offering them a vital edge in a competitive market.
Trade payment behavior and historical trend analysis of trade payment delays together with comparison to industry averages
Information on both funded and non-funded financings such as loans, overdrafts, L/C, L/G, together with total loan amount, start and due dates, installment amount, and payment trend, behavior and delays
Access the complete set of financial statements including balance sheet, income statement, cashflow statement, auditor’s opinion and key financial ratios
Company’s identity status and trends such as changes in the official company name, legal contact information and more
Board members, shareholders, paid-up capital, related parties, etc
The Consulting product for contractors and engineers allows you to check your credit status (before or after applying for a classification certificate on the Baladi platform). You will be able to identify your weak points and improve them, which will also contribute to knowing the average basic financial ratio of the sector under study and the related recommendations.
To apply for consultation product, please follow the following steps (Enter the Bayan website > login for non-members > create an account > login > enter the contractor consulting service) After entering the service, fill in the fields and send the request and you will be notified of the value of the consultation after reviewing it.